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Masterclass Part III: Oops… She Did It Again-What To Do After a Breach of Contract (Ana Flores or Not)

How to Take Action, Legally and Publicly after a breach, and Why Documentation Is Your Greatest Weapon


Professional portrait of Johanna Arroliga, a licensed insurance agent, realtor, and notary based in Richmond, California. The image features Johanna standing confidently in business attire, smiling at the camera, with her contact information, office address, and services including DMV services, business formation, and taxes
Johanna Arroliga – Trusted Bay Area Insurance, Realtor, and Notary Professional
⚠️ Disclaimer
I am not an attorney. This blog is for educational purposes only and is based on my own experience. For legal guidance, consult a licensed attorney or use professional resources such as Rocket Lawyer or Legal Aid to review your specific situation.

The Crossroads After a Breach

You realized your planner whether Ana Flores or someone else did not deliver what was promised. Now you’re faced with a choice:

➡️ Take it to social media, where the public can hear your story, or

➡️ Take it to court, where it becomes part of the public record.


Both options come with risks and rewards. After navigating this process for three years restraining orders, small claims hearings, and unpaid judgments I learned the only true way forward is to act and document everything.


Option #1:The Social Media Route- The Court of Public Opinion


✅ Pros

  • Visibility: Stories spread fast and warn others instantly.

  • Accountability: Pressure encourages repayment or resolution.

  • Community: You’ll find others experiencing the same pattern.

⚠️ Cons

  • Defamation Risks: Stick to facts only. Never label someone a “scammer” or “thief.”

  • Restraining Orders: A bad actor can claim harassment if you post emotionally or without proof.

  • Emotional Toll: It takes mental strength to handle public reaction.

🧩 My experience:Ana Flores attempted to use a restraining order to silence me. The judge ruled I could speak professionally and truthfully — but only because I had evidence and a record of events. Documentation is your shield.

Option #2: The Legal Route - Turning “Allegedly” into Action


If you choose to pursue the legal route, here’s what to expect:

  1. Gather Evidence. Contracts, screenshots, texts, emails, proof of payments.

  2. Choose the Correct County. File where you live, where the incident occurred, or where the defendant resides.

  3. File a Small Claims Case. California’s limit is $11,000 per case; you can file multiple if appropriate.

  4. Serve the Defendant. No service = no case. Use a sheriff or process server.

  5. Court Date. Bring physical proof, timeline, and organized documents.

  6. Judgment. If you win, file an Order for Examination to trace assets.

  7. Collection. If they don’t pay, you can request a lien or wage garnishment.

🕓 Be realistic — winning doesn’t mean collecting. Some defendants have no assets under their name and know how to delay payments. But each step builds a paper trail that can be used for future legal action.

Option #3:  The Hybrid Approach - Why Both Are Necessary


Social media spreads awareness; court establishes proof. One protects the public. The other protects you. I use both because each balances the other:

  • Online advocacy keeps pressure on the system.

  • Court documents keep my statements factual and protected.

Without documentation, a post is just an opinion. With it, it becomes evidence.


Option #4: Final Word: Documentation Is Your Armor


If you don’t act, they win — because the system is built to reward inaction.They count on you being too tired, too embarrassed, or too overwhelmed to continue.But every screenshot and every note you save brings us closer to real accountability.


💡 Ready to Take Action?

If you’ve experienced a breach of contract or believe you were misled by a planner like Ana Flores, start here:

📄 Submit Your Impact Report👉REPORT

🖋 Sign the Petition for Accountability👉SIGN

Because real change doesn’t start in court — it starts with you.

 
 
 

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