Masterclass Part II: You Signed the Contract ,you Gave the Money. Now What?(Ana Flores or Not)
- johanna6778
- Oct 26, 2025
- 3 min read
How to handle delays, excuses, and broken promises -before it’s too late.
Don’t panic — but do act. Whether your planner is Ana Flores of Ana Flores Events or another vendor, these steps can help you protect your rights, document everything, and decide whether to cancel the contract or move forward.
Already past this stage?
If your planner has breached the contract and you’re ready to take legal action, skip ahead to the next part of the Masterclass for step-by-step guidance.
Tip #1 - You’re Past the “Research” Phase- Now It’s Time to Monitor
You’ve paid. You’ve signed. You’re locked in — at least on paper.This is when vigilance becomes your best friend.
Start keeping a private record:
Log every payment — amount, date, and what it was supposed to cover.
Get proof of progress: vendor names, contact info, and receipts.
Ask for written confirmation after every meeting or promise.
It’s not paranoia — it’s documentation.If the day comes when you need to prove breach of contract, this record becomes your protection.This first tip should be a juicy one. It’ll keep your readers with you.
Tip #2 - Watch for the “Loop of Excuses”
At first, they sound human.
“My mom is sick.” “The DJ backed out.” “I’m waiting on the florist.” “We just had a crazy weekend of weddings!”
Individually, these sound believable.But when weeks go by and nothing moves forward, you’re not hearing updates — you’re being managed.
Pattern of excuses = pattern of stalling. It’s the same play many of us fell for.
Tip #3 - The Hard Question: Cancel or Continue?
There’s no one-size-fits-all answer. But there are consequences to each path.
🚪 If You Cancel:
Review your contract before making the call.
Look for refund or termination clauses (if you don’t have one, stop everything and negotiate).
Put your cancellation in writing and keep proof of delivery (email, certified mail).
Be prepared for guilt trips you’re not a bad client for protecting your money.
🎪 If You Continue:
Demand updates in writing.
Verify directly with vendors that deposits are being made.
Consider paying vendors yourself moving forward - it limits the damage.
Stop all verbal-only conversations; they won’t hold up later.
Tip #4 - The Illusion of “Too Late to Stop”
One of the biggest traps is the idea that you’ve already come too far. You haven’t.
The truth is: every dollar you send after trust is broken is a donation, not a payment.If your gut says something’s wrong ...listen. It’s better to start over than to fund your own disaster.
Tip #5 -Tools That Can Help
When I realized 30 days before my wedding that my planner hadn’t paid a single vendor, I used the clause I’d negotiated a full refund upon cancellation. It saved me later in court, although Ana tried to argue I "tricked her into signing" I used Docusign for revisions and signatures there was no tricks on my end.
If you haven’t signed yet: add that clause.
If you already have: start tracking everything.
Every text, every promise, every invoice could matter later.
Tip #6 -What I Learned
Rocket Lawyer or LegalZoom: templates and quick reviews.
Better Business Bureau: check if complaints exist.
Credit card companies: dispute payments early Zelle/Venmo offers no such protection.
Google Form & Petition: add your experience to help expose patterns of misconduct.
✍️ Final Word
You’re not overreacting -you’re responding.Contracts protect businesses, not always people.Protecting yourself is not drama it’s discipline.
If you need help understanding documentation, notarization, or building a proper record, visit👉 www.xixinsurancegroupservices.com
Disclaimer: I am not a lawyer, and nothing on this website constitutes legal advice. The content shared here is based on my personal experiences and professional knowledge. For legal matters, please seek advice from a licensed attorney. This website aims to educate and raise awareness about consumer protection and accountability.
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