Masterclass Part III: Oops… She Did It Again-What To Do After a Breach of Contract (Ana Flores or Not)

How to Take Action, Legally and Publicly after a breach, and Why Documentation Is Your Greatest Weapon

Johanna Arroliga – Trusted Bay Area Insurance, Realtor, and Notary Professional

⚠️ Disclaimer

I am not an attorney. This blog is for educational purposes only and is based on my own experience. For legal guidance, consult a licensed attorney or use professional resources such as Rocket Lawyer or Legal Aid to review your specific situation.

The Crossroads After a Breach

You realized your planner whether Ana Flores or someone else did not deliver what was promised. Now you’re faced with a choice:

➡️ Take it to social media, where the public can hear your story, or

➡️ Take it to court, where it becomes part of the public record.

Both options come with risks and rewards. After navigating this process for three years restraining orders, small claims hearings, and unpaid judgments I learned the only true way forward is to act and document everything.

Option #1:The Social Media Route- The Court of Public Opinion

✅ Pros

• Visibility: Stories spread fast and warn others instantly.

• Accountability: Pressure encourages repayment or resolution.

• Community: You’ll find others experiencing the same pattern.

⚠️ Cons

• Defamation Risks: Stick to facts only. Never label someone a “scammer” or “thief.”

• Restraining Orders: A bad actor can claim harassment if you post emotionally or without proof.

• Emotional Toll: It takes mental strength to handle public reaction.

🧩 My experience:Ana Flores attempted to use a restraining order to silence me. The judge ruled I could speak professionally and truthfully — but only because I had evidence and a record of events. Documentation is your shield.

Option #2: The Legal Route - Turning “Allegedly” into Action

If you choose to pursue the legal route, here’s what to expect:

1. Gather Evidence. Contracts, screenshots, texts, emails, proof of payments.

2. Choose the Correct County. File where you live, where the incident occurred, or where the defendant resides.

3. File a Small Claims Case. California’s limit is $11,000 per case; you can file multiple if appropriate.

4. Serve the Defendant. No service = no case. Use a sheriff or process server.

5. Court Date. Bring physical proof, timeline, and organized documents.

6. Judgment. If you win, file an Order for Examination to trace assets.

7. Collection. If they don’t pay, you can request a lien or wage garnishment.

🕓 Be realistic — winning doesn’t mean collecting. Some defendants have no assets under their name and know how to delay payments. But each step builds a paper trail that can be used for future legal action.

Option #3:  The Hybrid Approach - Why Both Are Necessary

Social media spreads awareness; court establishes proof. One protects the public. The other protects you. I use both because each balances the other:

• Online advocacy keeps pressure on the system.

• Court documents keep my statements factual and protected.

Without documentation, a post is just an opinion. With it, it becomes evidence.

Option #4: Final Word: Documentation Is Your Armor

If you don’t act, they win — because the system is built to reward inaction.They count on you being too tired, too embarrassed, or too overwhelmed to continue.But every screenshot and every note you save brings us closer to real accountability.

💡 Ready to Take Action?

If you’ve experienced a breach of contract or believe you were misled by a planner like Ana Flores, start here:

📄 Submit Your Impact Report👉REPORT

🖋 Sign the Petition for Accountability👉SIGN

Because real change doesn’t start in court — it starts with you.

Harnessing the Power of 1099s: A Vendor's Strategy to Hold Ana Flores Accountable?

 Form 1099-C, Cancellation of Debt: If you own a business or a vendor that worked with Ana Flores or Ana Flores Events and did not get paid after creating a payment plan. Consult with your tax profesional if you are considering cancelling her debt to discuss the best strategy for your business and report her to the IRS!

Dear Fellow Business Owners and Vendors,

As we navigate the complexities of dealing with unreliable partners like Ana Flores, it's crucial to understand the tools at our disposal. Particularly, the role of Form 1099-NEC can be a game-changer in ensuring accountability. This isn't just about getting justice; it's about exercising the power we hold as business owners.

Our Collective Strength

Imagine the impact if each of us, who has had financial dealings with Ana, files a 1099-NEC. Not only does it create a documented trail of her business transactions, but it also ensures that she is held accountable for her tax obligations. This can be particularly effective given her history of financial evasion.

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Related IRS Article to explore

• Am I Required to File a Form 1099 or Other Information Return?

• About Form 1099-C, Cancellation of Debt

• Topic No. 431, Canceled Debt – Is It Taxable or Not?

• Reporting Tax Fraud to FTB

• How Do You Report Suspected Tax Fraud Activity?

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The 1099-NEC: A Tool for Transparency

According to an article on Mark J. Kohler's website, businesses must file Form 1099-NEC for each person or entity to whom they've paid at least $600 for services, provided they are not an employee of the payor’s business. This requirement is particularly relevant when dealing with independent contractors or vendors like Ana Flores.

Why This Matters

Ana, in her dealings with us, has often skirted around the edges of legality and accountability. By using the 1099-NEC, we can bring these transactions into the light. This form is not just a tax document; it's a statement of financial interaction, a record that can be pivotal in legal disputes.

The Penalties for Non-Compliance

The penalties for failing to file 1099s can be substantial, ranging from $50 to $110 per form. More significantly, intentional disregard of this requirement can lead to a minimum penalty of $550 per statement, with no cap. This underscores the seriousness with which the IRS views these disclosures.

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Recommendations for Filing 1099s

Documentation is Key: Keep detailed records of all transactions with Ana, including contracts, emails, and payment records.

Consult a Professional: While this article provides a general overview, I strongly advise consulting with a tax professional to understand how this applies to your specific situation.

Timely Filing: Ensure that you file the 1099s within the IRS deadlines to avoid any penalties.

A Word of Caution

This strategy is not about vengeance; it's about accountability and protecting the integrity of our businesses. We must ensure that we are compliant with IRS regulations in our dealings.

In Conclusion

As vendors and business owners, we have more leverage than we realize. By collectively using the tools available to us, like the 1099-NEC, we can bring to light the financial misdealings of individuals like Ana Flores. It's a step towards not only safeguarding our interests but also upholding the standards of our business community.

Let’s stand united in our quest for accountability and justice. Together, we can make a difference.

Johanna Arroliga, Committed to Fair Business Practices

Magnolia Signature Events: The Tangled Web of Deception and the Urgent Call for Integrity

Note to Readers: This article aims to inform and advocate for integrity in business, not to bash or shame individuals with criminal records. As authors with past mistakes ourselves, we understand the power of positive change and focus on accountability and ethical conduct, rather than negativity or harassment.

 The criminal history in question relates to the relevant scam done to myself and others by the employee of Magnolia Signature Events: Ana Flores owner of Ana Flores Events. It's imperative for me to defend myself of accusations of threats and harrasment.

Magnolia Signature Events

Dear Community Members,

In the world of event planning, reputation and trust are everything. However, the story of Magnolia Signature Events, established in September 2023 by Mayra J. Piceno, is a stark reminder of how these values can be easily compromised through troubling connections and deceptive practices, particularly in its association with Ana Flores.

The San Jose Connection: Unraveling the Partnership of Magnolia Signature Events and Ana Flores Events.

My firsthand encounter with Magnolia Signature Events in San Jose was eye-opening. It was here that the complex and concerning relationship between Mayra Piceno and Ana Flores became evident. While Mayra seemingly led the operation, my investigations and direct experiences pointed towards a collaboration with Ana, designed to sidestep legal and financial accountability.

The Dual Role of Mayra Piceno: Risk and Responsibility

Mayra's dual role as both the owner and registered agent of Magnolia Signature Events presents significant risks. This position exposes her personal information and links her to Ana’s financially irresponsible actions. Coupled with Mayra's criminal record and her association with Ana, who is known for avoiding financial responsibilities from legal judgments, it raises serious red flags.

Unveiling the Motives: Debt, Denial, and Ignorance

Ana's history of court judgments and the lack of a public divorce record indicate efforts to conceal assets and income. Mayra's involvement seems to be a mix of personal debt recovery and denial. She acknowledges lending Ana a significant sum, thereby making Ana work to repay this debt. However, Mayra's claim of ignorance regarding Ana's methods is questionable and might not withstand legal or public scrutiny.

A Telling Conversation with Mayra

In my communication with Mayra, I highlighted the precarious nature of her business decisions. Aligning with Ana not only jeopardizes Mayra's reputation but also the progress she has made in life. Unfortunately, Mayra's response was one of resistance, leading to a cease and desist letter to silence my concerns.

A Call for Action: Reconsidering Alliances

I implore Mayra and others in similar positions to reconsider their alliances. Disentangling from problematic collaborations is not just a legal necessity but a moral imperative. For those affected by Ana's dealings, there are options available, from writing off losses in your business to notifying the IRS about unreported income.

In Conclusion: A Narrative of Choices and Consequences

The story of Magnolia Signature Events is not just about business gone wrong; it's a tale of choices and their far-reaching implications. This narrative serves as a reminder to prioritize integrity over convenience.

Mayra, the opportunity to make things right still exists. By choosing the path of rectitude, we can work together to correct the harm caused. It's a challenging journey, but it’s the only one that leads to true empowerment and progress.

Johanna Arroliga, Advocate for Ethical Business Practices and Community Values